Constrafor Early Pay

Financing built for
subcontractors

Accelerate payments on your GC-approved invoices with Constrafor Early Pay. Avoid debt on the balance sheet, manage your risks, and set up your business for growth.

For a limited time, get a FREE 1-month subscription when you enroll multiple invoices in Early Pay.

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"Constrafor's EPP allows us to take on projects that have long payment durations - we wouldn't take on these projects without it"
stryker-2
Mark Klotzbach, President
Stryker DES

How Early Pay Program Works for Subcontractors

Start an Early Pay Program Request

Start an Early Pay Program Request

Create an account to start an early pay request. It’s easy and free to get started and you can cancel at any time.
eSign the Early Pay Program Contract

e-Sign the Early Pay Program
Contract

We'll review your request and provide details of all costs upfront in our EPP contract - no hidden fees, no long term interest.

Early Pay Program Get Paid within 48 Hours

Get Paid Within
48 Hours

Once the contract is signed, we’ll send the funds to your bank account within 48 hours via direct deposit.

Early Pay Program Cash Flow Example

 

Case Study

LJS Waterproofing

Mary Grubbs, CEO and President of LJS Waterproofing chose Constrafor to accelerate their payment for GC invoices. Ms. Grubbs shares the impact that Constrafor had on her cash flow and how seamless the process was for her and the GCs she works for. 

Talk to Early Pay Specialist

Try our Early Pay Cost Estimator

Estimate Your Rate

 

 

Video

A Message from Our Founder

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Who can benefit from Early Pay Program?

Early Pay Program is made for subcontractors or specialty contractors who want to strengthen their company’s cash flow to:
→ Take on more projects
→ Finance mobilization costs for new projects
→ Purchase material and equipment
→ Pay bills & cover payroll
→ Pay down high-interest debt
who-benefits-from-early-pay-program

How does Early Pay Program compare to other financing options?

EPP combines the best of credit lines and bank loans: easy to access, no lengthy approval process, only pay for what you use, and does not have any monthly payments.
Early Pay Program vs Traditional Debt

Construction-first
Financing Solution for Subcontractors

Free up cash without debt

Free up cash without debt

Free up working capital to grow your business without adding debt or giving up equity.
Get paid quickly and easily with Early Pay

Get paid quickly and easily

Apply in minutes, choose which invoices to finance, and get paid within 48 hours via direct deposit.
Control your cash position

Control your cash position

You know what you pay up front – no hidden fees, and no long-term interest.
Minimize your cost and risk

Minimize your cost and risk

Minimize your rate and get paid reliably and securely – every time.

Plans & Pricing Options

Blue Bronze Gold Platinum Black
Program Rate
0.5%
 Weekly EPP Fee
0.475%
 Weekly EPP Fee
0.425%
 Weekly EPP Fee
0.35%
 Weekly EPP Fee
0.30%
 Weekly EPP Fee
Subscription Options
Monthly
$0 / month
$500 / month
$1,750 / month
$3,500 / month
$6,500 / month
Annually (save 20%)
$0 / year
$4,800 / year
$16,800 / year
$33,600 / year
$62,400 / year
Key Information
Get paid within 48 hours
Ideal fit
Funding needs up to $100k
Funding needs up to $250k
Funding needs up to $500k
Funding needs up to $1M
Funding needs up to $4M
  Get started Get started Get started Get started Get started

- Blog Post - 

The GC's Expanding Role in these Challenging Times

Learn more

blog-general-contractor-role-difficult-times

 

- Blog Post - 

Factoring vs. Debt: How to Choose the Right Financing Option for your Business

Learn more

factoring-vs-debt-choose-right-fit

 

Frequently Asked Questions