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Early Pay Program

Early Pay Program

Constrafor's Early Pay Program: financing built for subcontractors

Application Process

What is the Early Pay Program, and how does it work?

How is Early Pay different from factoring?

What is the estimated cost of financing with Constrafor’s Early Pay Program?

How does the Early Pay Program work with your General Contractor?

What documents or information do I need to apply?

What if I don’t have a Work in Progress (WIP) document, which is required for the application?

How long does the application process take?

Why was my application rejected or delayed?

How do I check the status of my application?

A Step-by-Step Guide to Onboarding for Constrafor's Early Pay Program

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Eligibility and Requirements

Am I eligible for the Early Pay Program?

What types of invoices are eligible for early payment?

Using the Early Pay Portal

How do I submit an invoice for early payment?

How do I connect my bank account to Constrafor?

What happens after I submit an invoice?

How do I update my business or payment details?

How do I track the invoices I’ve submitted for early payment?

Can I manage multiple projects through the Early Pay Program?

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Financial Questions

How do I enable transactions for Payments?

How much will I get paid upfront, and how is that calculated?

What if my General Contractor disputes an invoice?

How are reserves handled, and when will I receive the remainder of my invoice?

How long does it take to receive payment after my invoice is approved?

Are there any fees for using the Early Pay Program?

Will using the Early Pay Program affect my credit or debt?

How do I download a report?

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Security and Compliance

Is the Early Pay Program secure?

How does Constrafor handle my data?

General Troubleshooting

How to contact Constrafor for Support

I’m having trouble submitting my application— what should I do?

I didn’t receive my early payment — what should I check?