← Back to Section 2: Why General Contractors Need Trade Partners to Get Paid Sooner

Section 3

How GCs & Trade Partners Benefit From Early Pay Program

EPP is completely transparent and more stringent than traditional factoring. We created a program that benefits not only trade contractors, but also General Contractors.

Unlock the Full Potential of Early Pay Program

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Help Your Trade Partners Access Affordable Capital

With EPP, the GC negotiates favorable financing rates on behalf of their trade partners, allowing them access to otherwise unobtainable rates. When trade partners are financially healthy, GCs enjoy improved project performance, reliable partners, and reduced project costs.

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Save on Insurance Costs

Constrafor reimburses GCs for SDI premiums when their trade partners enroll in EPP for approved invoices. Plus, you’ll gain access to comprehensive prequalification data that can help further reduce SDI premiums with your insurance carrier.

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Transparent Financial Cooperation

Unlike traditional factoring, GCs have full control and insight into their trade partners’ financing needs. Plus EPP qualification is more stringent than traditional factoring, providing a lower risk financing option for all parties involved.

→ If they want more control over their cash flow

Contractors can use EPP to reduce risk of late payment and gain predictability into payment timing.

EPP is a Win-Win for General Contractors & Trade Partners

When trade partners get paid early, everyone wins. See the benefits GCs enjoy when their contractors receive accelerated payments.
Trade Partners General Contractors

→ Low-cost access to capital

✓ Rebate for SDI Premiums

→ Improved cash flow with cheaper access to cash

✓ Lower Subcontractor Default Risk

→ Reduced Financial Stress

✓ Improved project performance

→ Ability to negotiate discounts with material suppliers

✓ Lower trade partner bids

→ Ability to invest in business without taking on debt

✓ Improved Trade Partner performance

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